Insurance is by design minus EV. That doesn't mean it's by definition -EV. In fact, you can "win" by being reckless and driving like a lunatic or just crashing on purpose.
C is the fucking devil. I had this in my code :
static s_frameTimeAccumulator = 0.f; s_frameTimeAccumulator += dt;No warning. WTF. (You may notice there's a word missing after "static").