Freaking Joel on Software is a bunch of plattitudes and truisms and the bastard is famous.
I think the modern ironic-rock, tongue-in-cheek 70's style is totally pretentious and condescending, but I like it anyway. It rocks.
Dave at work described some incredibly complicated scheme for short-selling stock. Here's my scheme - you make a contract with someone that goes like this - at the end of the short period, you will buy the stock at the market price at that time, and sell it to them for the price at the beginning of the short. Very simple. If the stock goes down, you make money equal to the difference in price. If the stock goes up, they make money similarly. Why in the world is this system not used?